Climate Change

Many home insurance policies exclude coverage for flooding, earthquakes, landslides and more. Just meeting the deductible on a home insurance policy can cost $2000. In some areas deductibles are at least 10% of the insured value. Centinel’s coverage for risks related to Climate Change can send you a hassle-free payment if you experience:

• Flooding: 100-year flood levels or greater
• Hurricane: Category 3 storm or greater
• Tornado: Category F3 or greater
• Wildfire: High or very high integrated hazard risk
• Earthquake: Level 8 or greater quake
• Drought: D3 or greater intensity
• Heat Wave: Danger or Extreme Danger on NOAA Index
• Air Pollution: Purple or Maroon levels on AQI
• Sinkhole: Greater than 100 feet in diameter