FAQ

Centinel brings a new approach to covering hard to ensure risks that traditional insurance doesn’t and can’t adequately cover. Our highly customizable and transparent coverage automatically sends you payment if you experience risks in the coverage areas you choose. No hidden exclusions, no claims; just simple contracts that allow you to set your own limits, with open, fair and transparent pricing. 

Centinel helps you identify and acquire coverage for relevant risk areas. Once you’ve activated your policy, we scan real-time databases to determine if a risk has occurred. If a risk you’ve purchased coverage for occurs, we’ll automatically send you payment.

You do not need to file a claim. According to the parameters of you contract, you will automatically receive payment. At Centinel your coverage payment is based on whether you experience the covered risk, not on how much damages the risk caused.

As soon as we detect a risk has occurred, we will automatically send payment to you. 

Yes! Coverage from Centinel is a convenient way to provide greater benefits and peace of mind to your customers and employees. See here for more information on how to include Centinel in your benefits package.

You can partner with Centinel for social good by electing to allocate proceeds from the premium you pay to support organizations and initiatives that positively impact the risk areas Centinel covers. You can choose and suggest programs you wish to support when you purchase coverage and through the dashboard in your account. Your dashboard also lets you track the positive impact your contributions are making. See here to learn more about partnering with Centinel for good.